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Buy now, pay later with Affirm


Quick and easy

Enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.

No hidden fees

Know exactly what you’ll owe before you commit. There are no hidden costs and no surprises.

Buy now, Pay Later

Just select Affirm at checkout. Split your purchase into 3, 6, or 12 easy monthly payments. Rates from 10–30% APR.

Still have questions? Read Affirm’s Frequently Asked Questions


Affirm will give you a virtual credit card with the cost of your item(s) +10% to cover taxes. If the amount on your virtual credit card is more than the total cost of your item(s) at checkout, you will automatically be refunded the remainder after the last payment in your Affirm payment schedule.

*Subject to credit check and approval. Unavailable for purchases less than $250 (total cart amount). Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.


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